WDEL Blog: Allan Loudell

U.S. health-care: Remembering the outrage with private insurance...

Just about every day, we read or hear another account about the painfully slow repairs to the Federal health-care website, how so FEW folks have enrolled -- from Delaware or many other states.

Of course, we hear about how some folks on individual plans face cancellation and/or conversions to much more expensive plans.

Yet, just to put things into perspective... it's worth remembering the inherent problems with private insurance long before the President's health-care overhaul... and how liberals/progressives would have much preferred a single-payer system which effectively cut out private insurance.

Feel free to comment on this discussion from DELAWARE LIBERAL... "So Where was the Republican Outrage on Insurance Ethics, pre-Obamacare?"


And a related theme from this column in The NEW REPUBLIC on line...


Posted at 6:26am on November 11, 2013 by Allan Loudell

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Comments on this post:

Mike from Delaware
Mon, Nov 11, 2013 8:35am
Excellent point about where's the G.O.P outrage over the crap the private insurance industry has been doing to folks for years prior to Obamacare? Oh, that's right, the insurance industry has lobbyists who grease the palms of good Republican politicians to vote THEIR way and overlook their misdeeds.

Some free show prep for Limbaugh and Jensen:

A Single-Payer system would eliminate that issue of the insurance industry sticking it to Americans, but THAT's socialism and the people of Sweden, Norway, Swizterland, Germany, etc., are socialist nations. These fools are in bondage as Communist-lite slaves; the only thing they don't have is the hammer-and-sickle on their nations's flags. They're commie wannabes. So we Americans should be happy with allowing the insurance industry to continue to reap gigantic profits while they stick it to us, because that's a market-driven capitalistic system and THAT's American.

They could have the Russian Army Chorus singing in the background "Meadowlands". What a great segment!

Makes you proud to be an American. Market-driven ALWAYS works, except when it doesn't. I'm not saying all things should be socialistic, but why not get the best from both systems? Use a socialistic approach when it works better and market-driven when it works better? THAT isn't rocket science, just common sense, which on right-wing talk radio isn't very common.

Mon, Nov 11, 2013 8:37am
Yeah, let's bash those "evil" corporations. They're the cause of all mankind's problems. Communism has always proven to be much more noble, compassionate, and effective.

Mon, Nov 11, 2013 9:04am
Oh, and I forgot to mention deadly.

Mon, Nov 11, 2013 9:43am
The pre-ObamaCare health-care system without question needed to be fixed BUT what we are being forced into... is a train-wreck we are all watching in slow motion real time.

BTW, the stories are growing about the Epic Fail of ACA...it is much bigger than the failed launch and "glitches"...security breaches, identity theft, no Federal background checks for Navigators of ACA. This is an identity thief's dream come true.

Most Democrats facing re-electon are distancing themselves from the albatross named ObamaCare... even the president (who loved calling the ACA ObamaCare before it's launch) now will only refer to it as the Affordable Care Act in his speeches.

If things continue on course, it will be a banner election cycle for Republicans in 2014.

And Mike, you are correct both G.O.P. and Democrats are guilty of the huge mess our healthcare system was/is due to greed and power...Vote 'em out in 2014.

Mon, Nov 11, 2013 9:46am
RomneyCare was right for Massachussetts, just as Christie is right for New Jersey. The citizens of each STATE voted for who/what they wanted for their state.

So, we should have kept RomneyCare in Liberal New England, and should keep Moderate Christie in New Jersey... neither is right for the entire nation.

Mike from Delaware
Mon, Nov 11, 2013 10:18am
EarlGrey: Your first post I totally agree with.

Second post, I agree with your comments about Romneycare, and probably the best solution might be allowing each state's officials to decide how they wants to fix the health-care issue for THEIR people.

As far as nationally for Prez, someone like a Ted Cruz won't play well in many parts of the nation, because he's too radical, but I also get your point that for the more ultra-conservative parts of the nation, anyone less than a Cruz or Rand Paul-type wouldn't be acceptable. Maybe Rick Perry, with some of his positions such as educating the kids of illegals [dream thing] would be a bit less to the right than Cruz and Paul, yet not as far to the left as Christie and if someone coaches him a bit on how to debate and not get flustered, maybe he'd be a viable choice to win moderate voters be they G.O.P., DEM, or Independents.

Mike from Delaware
Mon, Nov 11, 2013 10:21am
Speaking of states making such choices, I listened to a bit of Al Mascitti's show one day last week, and he had someone on who mentioned something about Delaware and Jack Markell looking into starting a Single-Payer System in Delaware. I've not seen or heard anything else about it anywhere.

Does anyone else know anything about that?

Mon, Nov 11, 2013 10:25am
Mike: I agree with you on Perry and hope the G.O.P. and Tea Party can unite behind either him or another strong Republican governor...I like Rand and Cruz but not for the "top spot" on the ticket. Neither one IMHO has enough experience running anything.

Allan Loudell
Mon, Nov 11, 2013 10:27am
By the way, Mike from Delaware, that's a public hearing on single-payer, health-care legislation from state Representative John Kowalko (D-Newark).

Allan Loudell

Mike from Delaware
Mon, Nov 11, 2013 10:28am
EarlGrey: I agree.

Allan: Thanks for the clarification.

Mon, Nov 11, 2013 12:40pm
I've said on this blog previously that Republicans have repeatedly offered free-market solutions to the private health-care problems and have been rebuffed, shouted down, and silenced at every turn by those who want a communist single-payer system. So don't preach to me about G.O.P. outrage.
We've offered solutions, and nobody wants them.

Personally, I hope the whole system collapses because that's the only way the left is gonna learn anything, and even then they'll pass the buck.

Mike from Delaware
Mon, Nov 11, 2013 3:05pm
Mrpizza: The only market-driven solution I ever hear from the G.O.P./TEA folks is health-savings accounts where you put money into a tax-exempt account to use for your medical bills. For someone like Limbaugh, Oprah, or Mitt Romney, that's a great plan, but for most folks, they don't have the money to put into such an account, be it tax-exempt or not.

So the reason such a plan isn't taken seriously isn't some "commie plot" to make America the 21st-century version of the USSR; it's simply a plan that's not workable for most people. Now if you've got all that spare money laying around, I'm happy for you and suggest you do just that and decline to take the USPS health-care plan. Put your money where your mouth is, but don't try to "help" the rest of us with such a crazy plan.

So, what other market-driven ideas do you and the TEA folks bring to the table?

Mon, Nov 11, 2013 3:32pm
Mike, do you realize how many people have HSAs? Most working people who have the option through their employer have HSAs. Tax-exempt funds to pay for any medical issue, including non-qualified issues (Those insurance doesn't cover).

Mon, Nov 11, 2013 4:15pm
Here ya go, Mike!



Of course, I fully expect you to dismiss these due to their sources, but that's not my problem.

Mon, Nov 11, 2013 4:32pm
By the way, I have an even better solution to offer than my G.O.P./TEA colleagues:


Mike from Delaware
Tue, Nov 12, 2013 8:10am
Mrpizza: I looked at the links, I've already said the problem with HSA's above, many folks, don't have the money to put into such an account.

I do agree with the limiting liability part, and buying insurance across state lines, those are good ideas.

I also agree that you and I should not have to pay for someone's birth control pills [Miss Flock comes to mind] or for her abortion if she doesn't take the birth control pills as directed and they fail to do their job.

The part about requiring insurance companies to keep folks and not kick them out due to pre-exisiting conditions is good, but doesn't go far enough, because the insurance company will simply charge those folks sooooo much in premiums they'll not be able to afford coverage and drop it on their own. There's the GOP's plan Achilles Heel, no protection from being gouged by the insurance companies. Eventually Mrpizza, as you age, you'll have some med issue that will then be a pre-existing condition and they you'll better understand the problem.

But yes the GOP does have an alternate proposal, it has some good stuff, but lacks other important things, so they need to tweak their plan more.

Arthur, my company does offer HSA's, some do use them, many including me do not. If you don't have the cash available then its not an option, also the deductibles are higher on those plans. For some it's a great thing, for others it's not, again, Republicans complain about Obama wanting one size to fit all, the HSA's don't fill all either. So maybe the answer is for Obamacare to have an HSA option of some sort for those who'd want to do that.

Tue, Nov 12, 2013 8:39am
The "glitches" in the embarrassing ACA website launch and the extemely low sign-ups to ObamaCare are but the tip of the iceberg in this latest boondoggle. In addition to the security issues related to the ACA website, James O'Keefe, and his Project Veritas have uncovered what many feared about the Navigators of ObamaCare.

O'Keefe was responsible for reporting on & helped dismantle the corrupt ACORN several years back.

Tue, Nov 12, 2013 5:15pm
The private insurance business was run as if Mr. Pizza charged $89 per pizza; then delivered nothing...

Earl is so silly. He is so jumping on the faults of the ACA, just like he jumped on the 'super-gigantic scandal' of Benghazi. Just like he jumped on Romney's bandwagon. Just like he jumped on Santorum's bandwagon. Just like he jumped on Gingrich's bandwagon. Just like he jumped on Cain's bandwagon. Just like he jumped on Perry's bandwagon. Just like he jumped on Bachmann's campaign... So what is it going to be next week... fake Kool Aid?

Failure is not an option for Earl... It is a requirement. :)

Wed, Nov 13, 2013 12:02am
Ah kavips...once again making Alinsky and his hero proud.

Even Bill Clinton has turned on Obama & ACA ;)

I did and still do like Perry for president...held my nose and voted for "the lesser evil" Romney, thought Cain was out of his league, Bachmann was too shrill and I never really trusted Gingrich.

Benghazi is still a big story and can anyone answer where Hillary was when the "red phone" rang? Wasn't she the one who told us all she would be there for that "3am call"..well it came but it was in the afternoon and she did nothing and then lied to the country & the families of dead Americans. No video caused that attack it was a strong and organized Al-Qaeda!

Wed, Nov 13, 2013 6:47am
Earl Grey, once again is unable to rebut with anything factual.. Sigh... So used to it from the Tea Party... And I have to apologize, I'm so not up-to-speed, not being one of the Tea Party and sharing the same boogeymen as they, I don't even know who Alinsky is... Alas, maybe at some future point I'll take the trouble to look him up, but as for now... Like, who cares?

As for Clinton... Earl, let me remind you he is the only president to balance a federal budget and run a surplus cutting down the national debt... in your lifetime... Pretty amazing feat, if you ask me, something not even the TEA PARTY could do... In fact, since Earl is intent on throwing his name around negatively, let me add that if his policies had remained in place... had Gore won Florida instead of Jeb Bush..(inside joke)... The National Debt as scored by the CBO would be zero in 2008. And,... the recession (caused by derivatives whose illegality was ignored on orders by Republican-appointed inspectors) would never have happened.

In other words, the national joke that if you give the rich all your money, they won't keep it for themselves, one pushed hard by Republicans and now by the extinct Tea Party, is what is responsible for all our woes...

And the Obamacare rollout, problem that it was, is getting fixed... As anyone in the "rollout business" will say if ever given the opportunity, there has never been a more complicated rollout ever attempted, much less against a hostile group of misfits who pour over and scream over every little fault found... Furthermore the current process of rolling out, and fixing bugs on the fly, is exactly how every rollout in history has been done. To expect otherwise is to show you are completely un-computer savvy.

And to try to use a computer rollout for political purposes, hints that you are desperate, most likely because in real life as on here, no American anymore takes your views seriously....

You are the cheerleader on the sidelines waving your pom poms shouting "win, win, win" when your team is losing 52-0... and it's the 4th quarter... It's your job, after all.

Here are the fascinating facts behind the problems with the roll out.

Something that makes sense instead of using multiple Boogeymen that no one except insiders have a clue who they are... lol..


Again, Earl Grey makes the Tea Party even more deserving of their new title borrowed from the Flintstones' cartoon series... : The Official Water Buffalos..."

Wed, Nov 13, 2013 8:04am
dear kavips,

If you truly don't know of Saul Alinsky then you have somehow taken his playbook and used every one of his tactics to demonize, belittle and de-humanize any with whom you disagree...try facts and reason and actual discussions could occur and problems could be solved rather than exacerbated.

Yes Clinton (not my favorite president) was far better than the current one...I'm not quite sure why you supplied the Clinton infomercial as I said that even he (Clinton) agrees that 0bama needs to "fix" his "if you like your plan/doctor then you can keep it/them PERIOD" statement/lie.

If you bothered to read the link I posted it had nothing to do with the spectacular failure of the ACA computer launch...it was about the corruption already happening before people are even covered.

But why would I think you would do anything but attack a message that points out the epic failure the whole package of ObamaCare really is...especially from one who (in your other post) rationalizes the extermination (literally) of the Tea Party.

Wed, Nov 13, 2013 8:28am
Update on the James O'keefe story I posted earlier: One Navigator fired and three others suspended after reporter revealed corruption/lies/gaming of the "system" of ACA.

Thu, Nov 14, 2013 1:52am
Was this the same OKeefe? "O'Keefe and three others were arrested in 2010 and later pleaded guilty to entering federal property, Louisiana Senator Mary Landrieu's office, on false pretenses"

So if you trick a person into saying something wrong it's a scandal?

No and error was made and corrected. Time to arrest and find O'Keefe a second time. This time lets put him in jail... He can film himself... lol....

As for Saul Alinsky, whoever he is, (I still have not had time to look him up) just goes to show you and everyone else reading this, how crazy anyone in the Tea Party is, in a happy way of course. Accusing someone who is well known for always being right and always speaking the truth, as playing by a playbook only Tea Partiers would ever know about, shows how crazy, unglued, and beyond reality the Tea Party has become... :)

But then of course, if you are unglued, you simply lack the capacity to fathom you are unglued i suppose... Lol. lol. lol...

Joking aside... the Tea Party is very bad for the U.S. Only if it makes a complete split from the Republicans and becomes a third party, will life get better for Americans. If it doesn't, Republicans will have no choice but to join Democrats and let the Tea Party exterminate itself.... Right now, Republicans nationwide are saying they prefer Democrats over anyone who has ever been associated with the Tea Party.....

Fri, Nov 15, 2013 8:43am
kavips: If you truly don't know Alinsky then you don't truly understand Obama or Hillary.

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